On paper, the Commodity Murabahah concept is the likely answer for the issues surrounding similar Shariah-compliant structures. The question raised now is, what’s stopping its full acceptance?
Murabahah is the most acceptable form of financing model by any standards. It sets off the business risk attached together in the Musharakah and Mudarabah structures, as banks are not involved in any partnership arrangements exposing to any particular business risks.